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p{color:var(--text-muted);letter-spacing:.08em;text-transform:uppercase;margin:0 0 6px;font-size:12px;font-weight:700}.hero-card-header h2{letter-spacing:-.035em;margin:0;font-size:20px}.hero-card-badge,.card-badge{background:var(--primary-light);color:var(--primary-dark);border-radius:999px;padding:7px 10px;font-size:11px;font-weight:800}.hero-card-value{justify-content:space-between;align-items:flex-end;gap:18px;margin-top:32px;display:flex}.hero-card-value span{color:var(--text-muted);font-size:13px}.hero-card-value strong{letter-spacing:-.055em;font-size:clamp(27px,4vw,38px)}.chart{background-image:linear-gradient(#eef2f7 1px,#0000 1px),linear-gradient(90deg,#eef2f7 1px,#0000 1px);background-size:52px 37px;border-bottom:1px solid #e2e8f0;height:150px;margin-top:26px;position:relative;overflow:hidden}.chart-area{clip-path:polygon(0 93%,16% 85%,34% 75%,48% 59%,65% 49%,82% 26%,100% 3%,100% 100%,0 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h2{letter-spacing:-.052em;max-width:760px;margin:0;font-size:clamp(34px,4vw,49px);line-height:1.08}.text-link,.card-link{color:var(--primary-dark);align-items:center;gap:9px;font-size:14px;font-weight:800;display:inline-flex}.text-link:hover,.card-link:hover{color:var(--primary)}.calculators-section{background:#fff}.calculator-grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.calculator-card{border:1px solid var(--border);border-radius:var(--radius-medium);background:#fff;flex-direction:column;min-height:310px;padding:26px;transition:border-color .18s,box-shadow .18s,transform .18s;display:flex;box-shadow:0 1px 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var(--border);border-radius:var(--radius-medium);background:#fff;transition:box-shadow .18s,transform .18s;overflow:hidden}.article-card:hover{box-shadow:var(--shadow-small);transform:translateY(-5px)}.article-visual{align-items:flex-end;height:190px;padding:20px;display:flex;position:relative;overflow:hidden}.article-visual:before,.article-visual:after{content:"";border-radius:50%;position:absolute}.article-visual:before{border:30px solid #ffffff1f;width:160px;height:160px;top:-40px;right:-25px}.article-visual:after{border:1px solid #ffffff2e;width:150px;height:150px;bottom:-55px;left:-20px}.article-visual-1{background:linear-gradient(135deg,#064e3b,#10b981)}.article-visual-2{background:linear-gradient(135deg,#172554,#3b82f6)}.article-visual-3{background:linear-gradient(135deg,#3b0764,#a855f7)}.article-visual span{z-index:2;color:#ffffffeb;letter-spacing:-.08em;font-size:54px;font-weight:850;position:relative}.article-content{padding:23px}.article-meta{color:var(--text-muted);letter-spacing:.04em;text-transform:uppercase;justify-content:space-between;align-items:center;gap:10px;font-size:10px;font-weight:700;display:flex}.article-meta span:first-child{color:var(--primary)}.article-card h3{letter-spacing:-.035em;margin:17px 0 0;font-size:21px;line-height:1.3}.article-card h3 a:hover{color:var(--primary)}.article-card p{color:var(--text-secondary);margin:13px 0 24px;font-size:13px;line-height:1.7}.benefits-section{border-top:1px solid var(--border);background:#f8fafc}.benefits-heading{text-align:center;max-width:780px;margin-inline:auto}.benefits-heading>p:not(.section-label){max-width:680px;color:var(--text-secondary);margin:22px auto 0;font-size:16px;line-height:1.8}.benefits-grid{grid-template-columns:repeat(3,1fr);gap:22px;margin-top:54px;display:grid}.benefit-card{border:1px solid var(--border);border-radius:var(--radius-medium);background:#fff;padding:27px}.benefit-number{color:#a7f3d0;letter-spacing:-.06em;font-size:34px;font-weight:900}.benefit-card h3{margin:22px 0 0;font-size:20px}.benefit-card p{color:var(--text-secondary);margin:13px 0 0;font-size:13px;line-height:1.75}.cta-section{background:#f8fafc;padding:0 0 100px}.cta-card{border-radius:var(--radius-large);color:#fff;min-height:290px;box-shadow:var(--shadow-medium);background:radial-gradient(circle at 85% 20%,#34d3993d,#0000 30%),linear-gradient(135deg,#0f172a,#064e3b);justify-content:space-between;align-items:center;gap:50px;padding:52px;display:flex;overflow:hidden}.cta-card>div{max-width:780px}.light-label{color:#6ee7b7}.cta-card p:not(.section-label){color:#cbd5e1;max-width:650px;margin:20px 0 0;font-size:15px;line-height:1.75}.button-light{color:var(--navy);background:#fff;flex-shrink:0;box-shadow:0 10px 25px #0f172a33}.site-footer{color:#fff;background:#07101f}.footer-container{grid-template-columns:1.2fr 2fr;gap:80px;width:min(1180px,100% - 40px);margin-inline:auto;padding-block:75px;display:grid}.footer-brand{margin-bottom:22px}.footer-introduction p{color:#94a3b8;max-width:420px;margin:0;font-size:14px;line-height:1.8}.footer-links{grid-template-columns:repeat(3,1fr);gap:36px;display:grid}.footer-section h2{color:#fff;letter-spacing:.05em;text-transform:uppercase;margin:0 0 22px;font-size:13px}.footer-section ul{gap:13px;margin:0;padding:0;list-style:none;display:grid}.footer-section a,.footer-section .footer-cookie-button{color:#94a3b8;font-size:13px;font-weight:inherit;line-height:inherit;text-align:left;cursor:pointer;background:0 0;border:none;margin:0;padding:0;font-family:inherit;text-decoration:none;transition:color .16s}.footer-section a:hover,.footer-section .footer-cookie-button:hover{color:#6ee7b7}.footer-section .footer-cookie-button:focus-visible{outline:2px solid var(--primary);outline-offset:3px;border-radius:4px}.footer-bottom{border-top:1px solid #94a3b826}.footer-bottom-container{justify-content:space-between;align-items:center;gap:30px;width:min(1180px,100% - 40px);min-height:74px;margin-inline:auto;display:flex}.footer-bottom p{color:#64748b;margin:0;font-size:11px}@media (max-width:980px){.desktop-navigation{display:none}.hero-container{grid-template-columns:1fr;gap:55px;padding-block:75px}.hero-content{max-width:760px}.hero-card-wrapper{max-width:680px}.calculator-grid,.article-grid,.benefits-grid{grid-template-columns:repeat(2,1fr)}.explanation-container{grid-template-columns:1fr;gap:55px}.comparison-card{max-width:680px}.footer-container{grid-template-columns:1fr;gap:50px}}@media (max-width:720px){.container,.header-container,.footer-container,.footer-bottom-container{width:min(100% - 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